Budgeting has been a vital part of my life the past year and a half. I have found that when I tell my money where to go instead of my money going wherever my impulses decide, I have more success in my finances, which reduces my stress and anxieties. 

This video from Rachel Cruze, daughter of Dave Ramsey, breaks down how to create a monthly budget. My favorite part of their budgeting system is that I do not have to put all my money into savings and spend the rest of my time at home reading books for free from the library. I am able to still buy new clothes, go out to eat with friends, and plan vacations, as long as I have the funds to do so and as long as I put it in the budget and plan for it.


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